BUILT FOR OPERATORS · NOT BEGINNERS
The deal didn't slip away because you were slow.
It slipped away because your analysis took 3 hours instead of 3 minutes.
ACQERA gives you AI-powered deal analysis for Subject-To, Seller Finance, Wrap, Hybrid, and Wholesale deals — in under 60 seconds.
7-day trial · No contracts · Cancel anytime
60 sec
Per analysis
5
Strategies
0-100
Deal Score
100%
Creative Finance
Built exclusively for Subject-To, Seller Finance, Wrap, Hybrid, and Wholesale investors.
You're doing everything right. But the deals keep slipping.
You're watching the right people, running comps, building offers. But you're still piecing it together with spreadsheets, gut feelings, and 6 different tools that don't talk to each other.
- You spend 2-3 hours analyzing a SubTo deal manually — by the time you're done, the seller moved on.
- You're not sure if the existing mortgage terms actually make this deal work — PITI, rate gap, equity position.
- Your deals live in spreadsheets, notes apps, and DMs. Nothing is organized.
What nobody tells you about Creative Finance
Speed kills deals — not the numbers
Motivated sellers move fast. If your analysis takes 3 hours, someone else with a faster system already has the contract signed.
Gut feel is not a system
You guessed on the offer. You won't know if it was right until 6 months from now when the deal falls apart — or when you find out you left $30k on the table.
Scripts and systems matter more than knowledge
You close the call with the seller but have no script, no objection handlers, no structure. You know the strategy — but you froze when it mattered.
Fragmented tools create fragmented results
Your deals live in 6 different spreadsheets, notes apps, and DMs. When a seller calls back 3 weeks later you can't find the numbers. The deal dies in the chaos.
What ACQERA does differently
ACQERA is an AI-powered acquisition engine built exclusively for Creative Finance operators. Drop a screenshot or paste a listing — get Deal Score, red flags, offer structure, seller scripts, and next action in under 60 seconds. Not gut feel. Not guesswork. Operator-grade analysis.
This is not a tool for beginners learning real estate. This is an operating system for operators who are already in the game and need to move faster.
From 3 hours to 60 seconds.
That's the system.
ACQERA replaces your spreadsheet chaos with a single AI-powered workflow. Upload the listing. Get the analysis. Call the seller.
Manual spreadsheet analysis, missed PITI details, no script, deal falls through
AI analysis, Deal Score, seller script, offer structure — ready to call
Every deal scored consistently. No gut feel. No missed red flags. No surprises.
Built for Every Acquisition Strategy
ACQERA adapts its analysis engine to your acquisition method. Pick your strategy.
Subject-To
Analyze PITI vs rent spread, due-on-sale risk, equity capture, and existing loan viability. Know if the loan is worth taking before you make contact.
Sub2 · Existing Financing
Seller Finance
Structure seller-carried notes with rate, balloon, amortization, and cash-to-close clarity. Model your cashflow before you negotiate a single term.
Owner Financing · Note Structure
Wrap Mortgage
Evaluate spread income, underlying loan risk, and wrap viability in one report. Get a clear picture of whether the structure pencils before you pitch it.
AITD · Wraparound
Hybrid Creative Finance
Combine Subject-To and seller finance on one property. ACQERA models both components and surfaces the blended cashflow, risk exposure, and offer structure.
Sub2 + Seller Finance · Blended
Wholesale
Find deeply discounted properties and assign your contract to cash buyers for a fee. ACQERA calculates your MAO, evaluates equity spread, and generates your assignment pitch.
Assignment Fee · Contract Flip
How It Works
Three steps from listing to offer-ready in under 60 seconds.
Upload Your Deal
Drop a Zillow screenshot or paste the MLS text. ACQERA pulls the address, price, loan details, and rental comps automatically. No manual data entry.
AI Analyzes Across 7 Factors
The engine scores PITI coverage, rate advantage, equity position, seller motivation, cashflow, condition, and market strength — all calibrated to your specific strategy.
Get Your Decision Package
Get Deal Score 0–100, red flags ranked by severity, offer structure, seller outreach draft, and a clear Go / Watch / Pass verdict. Ready to call the seller in under 60 seconds.
Everything you need
Deal Score 0-100
Weighted scoring so every deal gets a consistent, comparable grade — not a gut feel.
Why This Deal Failed
When a deal is weak, see exactly what to fix and how each fix moves the score.
Seller Motivation Score
Signals from DOM, price cuts, as-is condition, vacancy, and urgency language.
Offer Structure
Strategy-specific terms: target offer, entry fee, and key negotiation levers.
Seller Outreach Draft
Ready-to-send messages tailored to the property and your creative finance angle.
Deal Pipeline
Track every deal from New Lead to Closed without spreadsheet chaos.
Score History
See how deal scores change over time as terms, rents, and seller context shift.
State Compliance
Strategy-aware compliance notes so you know what to verify before you close.
Negotiation Prep
Walk into seller conversations with leverage points, objections, and walk-away lines.
Seller Script Library
Ready-made call scripts adapted to your strategy and deal numbers.
Buy Box Settings
Set minimum score, cashflow, and price thresholds — every deal checked against your criteria.
Deal Comparison
Compare up to three deals side by side on score, cashflow, verdict, and next action.
60s
Average analysis time
7
Scoring factors per deal
5
Acquisition strategies supported
Works with data from
Paste listing data from any source. ACQERA extracts the numbers.
Creative Finance Strategies
Four specialized strategies with dedicated analysis logic.
Subject-To
Analyze existing loan terms, PITI vs rent, due-on-sale risk, and equity position.
Seller Finance
Structure seller-carried notes, rates, balloons, and cash-to-close with clarity.
Wrap
Evaluate spread income, underlying loan risk, and wrap viability in one report.
Hybrid
Combine Subject-To and seller finance on one property with full operator context.
Also supports Wholesale deals
Find deeply discounted properties and assign your contract to cash buyers for an assignment fee. ACQERA calculates your Maximum Allowable Offer (MAO), evaluates equity spread, assesses repair risk, and generates your assignment pitch — all in under 60 seconds.
Wholesale
Assignment Fee · Contract Flip
Frequently Asked Questions
Everything you need to know before you start.
Simple pricing
7-day free trial. Cancel anytime.
The operators who win in creative finance aren't smarter. They're faster. And they have better systems.
— Built for operators who move fast.
Stop guessing. Start operating.
Every hour you spend manually analyzing a deal is an hour the next operator is using to close it. ACQERA gives you your time back.
Start Free Trial →7-day free trial · No credit card required · Cancel anytime